How to create a BCA credit card to get ACC quickly
Not a few people think that how to make a BCA credit card is too difficult. BCA is the largest private bank in Indonesia. In society, year-on-year BCA grows to be an excellent private bank in terms of products, services and others.
There area wide variety of services and products offered by BCA, one of them being credit cards. Among the various types of credit cards offered by banks, it can be said that credit cards from BCA have many partners. Even every day, there are people who are interested in applying for a BCA credit card.
Credit card is now like making cash on need, especially in m asa as it is now, compared to k a n d by making payments in cash, paying using a credit card is considered more enjoyable and practical. We just need to pay the entire bill by the end of this month.
Even for merchants, credit cards are very helpful because they can be used to purchase goods for production needs first at the end of the month only to make payments based on the amount of bills. If you are more interested in using a BCA credit card, here’s how to create a BCA credit card with complete information.
Benefits of having a BCA credit card
Having a BCA credit card will definitely provide a variety of benefits compared to credit cards from other banks. First of all, you can enjoy very competitive loan interest rates. All the BCA credit cards that you use, be it Visa or Master Card, all have very attractive interest rates.
Second, it can buy abroad comfortably. You can buy abroad using a credit card from a secure BCA and n-yaman, besides that the amount of foreign exchange owned by this credit card is very low. BCA even offers the BCA Travel Service, which will help you while you are vacationing abroad.
Third, payments are received in real time. If you make a credit card payment using a BCA, BCA ATM by phone oruse various transaction materials from BCA, automatically the limit amount you add once during that time, even if you makea payment during the holidays.
Fourth, it has a very extensive network of traders. How to make a BCA credit card is highly sought after, one of which is because of these benefits. The merchant network owned by BCA credit cards is so extensive, even backed by more than 1200 branches spread across the country. BCA has even partnered with 6500 traders.
Types of BCA CC that you should know
BCA offers a broad selection of credit card types and is divided based on payments. In addition, the limits of this credit card are also different, so you can adjust it to your needs and income. The following is comprehensive information about the choice of BCA credit card types:
- BCA card. Some cards are included in BCA card types such as the Daily Card. The limit of this card is 3 million IDRs and it has an annual fee of 125 thousand IDRs. There is also a Platinum card with a limit of IDR 20 million, as well as an annual fee of IDR 250 thousand. Finally, there is an Indomaret Card with a limit of IDR 3 million and an annual fee of IDR 125 thousand. How to make a BCA credit card is very simple.
- BCA Mastercard. In the BCA Mastercard card range, the platinum type has a limit of IDR 20 million while the annual fee is 450 thousand IDR, the black type has a limit of IDR 20 million and an annual fee of IDR 450 thousand, finally a Matahari Mastercard, a limit of 3 million and an annual fee of IDR 125 thousand.
- BCA Visa Card. Visa Batman has an annual fee of IDR 125 thousand with a limit of IDR 3 million, the Visa Black limit of IDR 20 million and an annual fee of IDR 450 thousand, Visa Singapore Airlines, an annual fee of IDR 500 thousand and a limit of IDR 20 million. How to make a BCA Black credit card is very difficult, but the limit given is huge.
- BCA JCB Card. The BCA JCB Card types are divided into 2 types, namely Countrywide Allowances and World Privileges. This credit card product is actually a special product so that information about annual fees and card limits, you can contact BCA directly.
How to create a BCA credit card
Before making a credit card from BCA, you must ensure that you meet the various conditions provided by the BCA, such as a minimum age of 21 years and a maximum of 65 years, then a minimum monthly income of Rp. 4 million and for other cards a minimum of Rp. 3 million.
Documents that must be prepared when applying for a card such as ID, proof of income for employees and professionals. If you are self-employed, you must attach a financial statement. In addition, other files such as photocopies of savings accounts. NPWP, a professional license for those of you who work as professionals and an act of business establishment for the self-employed.
If various documents are completed, how to create a BCA credit card can be done online and offline. If you want to apply online, you can review the BCA website directly or through financial services that are affiliated with BCA.
If you choose to apply for a credit card offline, you only need to visit the nearest BCA branch, with a variety of documents. Later, customer service will help you handle card requests. Fill out all the forms provided by customer service, make sure you fill them out completely. So that the card can be processed quickly.
Tips for Accepting BCA Credit Card Applications
Although making a BCA credit card is very simple, in order for your credit card application to be accepted, you must meet the various conditions. You must complete all documents requested by the bank. In addition, make sure the requested documents are tailored to your needs, so that the application can be processed quickly.
Second, make sure you have a good credit history. Bank BCA, of course, does not want to accept applications if you have a bad credit history. So make sure you don’t have a phase or history of problematic loans for at least the past 6 months. If you still have a phase, make sure you pay on time.
Third, revenue based on the criteria that the bank requires. It is stated that the minimum income must be IDR 3 million and there are several cards which are IDR 4 million. Make sure your income is appropriate. Some types of work can be very dangerous, if so you can start saving by using BCA so that there is enough savings there.
fourth, have sufficient savings in a BCA account. In fact, it will be easier if you have a sufficient amount of money in a BCA account, or have been a BCA customer for many years. By being an honest customer, the bank will no doubt consider your application well.
A BCA credit card may be an excellent choice for those who want to have a credit card with professional and comprehensive services, especially since the offers offered each month are very attractive. How to create a BCA credit card is also very simple and the process is very fast, so what are you waiting for.